Find the Home of Your Dreams

I’m about to let you in on a little secret: finding the home of your dreams in the DC Metro area really isn’t much of a secret.

But make no mistake about it: it is challenging. Here’s the Jessica Richardson plan for finding the home of your dreams:

Think About Your Housing Needs
Housing needs are as unique as you are. Maybe a condo in the heart of it all is your speed. Or an elegant home on a quiet suburban cul-de-sac that’s just a stone’s throw from parks, recreation, and great schools might be a little more to your liking. Whatever the case may be, give a little thought to the kind of living arrangements that stoke your excitement.

Choose Your Financial Comfort Zone
Whether you’re financially independent (with a fat bank account to prove it) or you’re still building your financial empire, you’ll need to determine how much house you can afford. If you’ll be financing a home, you’ll have to think about monthly payments, interest rates, and all the rest… but either way, the reality is, the DC Metro area isn’t the most economical market in America. Be prepared to spend between $500,000-$1.5M—and up—depending on your needs.

Get Financially Prepared for Home Ownership
For the sake of argument, let’s assume you won’t simply be able to cut a check for the home you choose. This means you’ll need to give your credit a fast tune-up—making sure your credit reports don’t have any surprises waiting for you. Don’t take on any new debt in the months leading up to your anticipated home purchase. Make sure your credit card accounts show zero balances, and that you can document your financial life (including the source of your down payment). Do these things and you’ll be in a good position to get pre-approved for a mortgage. That all-important pre-approval letter can help get your deal done—fast.

Work with a Qualified Alexandria Real Estate Agent
Do you know the secret to finding a home you can love for a long, long time? Work with a qualified local real estate agent. All real estate agents aren’t the same. Make sure any real estate you consider is knowledgeable about the neighborhoods you’re considering. This is vital—your home will be a huge financial investment. And because finding the home of your dreams will likely take considerable leg work, make sure your real estate agent is one who understands you and your goals… and is someone you can trust.

The Home of Your Dreams: Here’s a Simple Recipe for Success
With more than 17 years’ experience in the DC Metro real estate market, I pay close attention to the market. I’ve mastered the art of managing all of the pieces of a successful real estate transaction. The secret to my success? I listen to my clients. I’m responsive to their needs. I won’t quit until you’re 100% satisfied with what I do for you.

I have a few ideas about how to help you find the home of your dreams. Want to talk about it? Click here or give me a call now at (703) 864-3438

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